Home Federal Savings & Loan

Collinsville's Low-Cost Lender

Online Convenience

Now you can verify payments, check your loan balance and make or schedule payments from your Home Federal accounts, online, 24/7.

If you are a Home Federal customer, sign up here for this free service.

Low-Cost Home Loans

We offer home loans with a low down payment and no points, which helps you afford more home and still have money for furniture, carpeting and drapes.

Our low interest rates make it easier for you to set aside money each month for retirement, education or other important goals.

And because we strongly support home ownership in the Collinsville community, we give first-time homebuyers a special interest rate discount.

If you or someone you know is looking for a home loan, call us and we will help you choose the loan that saves you the most money.

Mortgage Rates and Guidelines

MORTGAGE LOAN PRODUCTS single family; owner occupied
0 Points/No PMI
	80% LTV	85% LTV
3 Year Ballon	Please call for current rates	Please call for current rates
5 Year Balloon	Please call for current rates	Please call for current rates
7 Year Balloon	Please call for current rates	Please call for current rates
10 Year Balloon	Please call for current rates	Please call for current rates
15 Year Balloon	Please call for current rates	Please call for current rates
15 Year Fixed	Please call for current rates	Please call for current rates
20 Year Fixed	Please call for current rates	Please call for current rates
25 Year Fixed	Please call for current rates	Please call for current rates
30 Year Fixed	Please call for current rates	Please call for current rates

HOME IMPROVEMENT LOAN PRODUCTS $50,000 max amount - 15 year max term
Home Improvment	1-15 Years	Please call for current rates

FIRST TIME HOME BUYERS
	80% LTV	85% LTV
3 Year Balloon	Please call for current rates	Please call for current rates
5 Year Balloon	Please call for current rates	Please call for current rates

The best way to borrow money for almost everything else

Home Improvement Loans give you an extremely advantageous way to borrow for just about any purpose- home improvements, education, pay off credit cards and other consumer debt. The interest rate is usually much lower than other ways to borrow, and most people can deduct the interest on their income taxes (check with your tax advisor to be sure).